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Thanks Jamie, I would still want to keep it at 80% just take off the recent gains

I purchased at an 80% lend with St George

Interesting, I am in a similar situation where my PPOR has leap in value in a short period of time since I purchased it (200k + in less than 3 months since purchase). I am now wondering if I should get a revaluation or wait for a longer period ? I haven't done any renos yet, maybe a pool later...