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Actually in fact, MTR definately knows a thing or two about "how to make more money," so the above statement does not apply

Start buying home brand capsules, compared to nespresso ones? Lol :D

Change internet package to TPG unlimited, $60 a month unlimited Remove foxtel Download all the shows you watch from foxtel I think phone plans are part of necessities, and plus it's 35 a month, fairly good deal already