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Paul and Kev, Thanks for correcting me. I think I misunderstood the nature of the standard OTP contract. Thanks again - I have learnt a very important lesson, which reassured me that this forum is an invaluable resource. Regards, Lotana

Alpina, Seems that most people think that Sydney inner city is not a good buy these days. Perhaps that's exactly the time one should buy? The market has soften in the last few months and with low interest rates, growing immigration, gentrification of inner city suburbs, smaller families, and...