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  1. Lukey13

    How to transfer ownership to spouse and maximise new debt?

    Hi Terry Thanks for the suggestion. I have already employed a debt recycling strategy by taking out a LOC against the current PPOR which pays for all expenses associated with the IP so that I can direct rental income into paying down PPOR debt. To me it's a great idea that already seems to...
  2. Lukey13

    How to transfer ownership to spouse and maximise new debt?

    Thanks Richard. If I went with option two, would I be able to have a loan secured against the old PPOR in both names as previous deposit for first IP if I only owned 1% yet the loan is more than 1% LVR? Also, can I do this if we are currently joint tenants rather than already tenants in...
  3. Lukey13

    How to transfer ownership to spouse and maximise new debt?

    Hi everyone Just wondering if anybody has any insights into the above situation (previous post)? Cheers Luke
  4. Lukey13

    How to transfer ownership to spouse and maximise new debt?

    Heya Rolf I too am looking into this as an option, however my situation may be complicated by other loans against the current PPOR in different names. I'll run by the situation with some minor details: My current PPOR is in the name of both my wife and I (joint tenants) and we have a main...
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