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I used to think like you Tess, didn't want to touch the PPOR but it's LVR was getting lower and lower as the value went up. I'm on a reasonable single income (not heaps) but even that wouldn't enable me to save as fast as the equity was building in my PPOR. So I used it last year and bought IP...

I absolutely agree! Warrioress, there is nothing you have done wrong in my opinion. You own your own home in your 20's and have lived life, I think it's a wonderful accomplishment. Some people on this board will push the delayed gratification and almost make you feel guilty for spending, and...