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Hmmm, was hoping to keep it simple (my other two are with Westpac). Maybe this is where it's time to start spreading my lenders if it gets too difficult. :mad:

I know they're not accurate, I just want to get a rough idea of where I think I stand. I was told over the phone by Westpac an amount more than I need, then another person told me an amount lower than I need, so thought maybe I was over-estimating my rent. Thanks Rob, that's what I thought...

When inputting your rental income to 'How Much Can I Borrow' calculator on the Westpac website, what do you input? I know the banks only consider 70% of the gross rent you receive, but do I put in 70% in the calculator or do I put in 100% and it takes into account 70% automatically of what you...