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The thing is the bank I am with now, HSBC, has a current LVR of 75% which really is ridiculous. They only approved the loan because the bank valued the place I brought $45,000 higher then the purchase price and because they are a corporate partner of the company I work for. Hrrmmmmm

Hey everyone, Looking to jump into the Perth/Adelaide market for my 2nd IP. Probelm is at the moment I have no savings due to paying of my credit card and renovating the bathroom on IP 1. My 1st IP has a loan of $305,000 against it after purchasing in Feb 09 Valuation is around $400 -...