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  1. L

    Westpac 3 Year Fixed

    Rick Mmmm, you could well be right - that's certainly another way of looking at it! Whatever the reason, they sure ain't doing it out of the generosity of their kind little hearts! There'll be some angle, some 'gotcha', somewhere ..... I'll still be persevering with variable for a while yet...
  2. L

    Westpac 3 Year Fixed

    Agree completely, Michael. Banks have never been known for their generosity or philanthropy - so I'm cynical enough to think that if they're offering 4.99% for 3 years, then they fully expect rates to be below that level in 3 years time. Not time to fix for a while yet, methinks! Cheers LynnH
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