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ok in that case. Taxi driver

were or are?

Sash, I have picked up a number of clients that were on premium, for the exact same reasons you stated

That's a premium banker you are referring to, nearly every mortgage customer has a PB

She picked up the portfolio with your lending on it. Don't stress before long she will move on and you will receive another PB, then another, then another, then another .........and so on