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I wouldn't sell unless you wish to exit as Rixter???? At those LVRs the portfolio maintains itself, you can even add, then before quitting (if that's what you will wish to do) pull out lots to do as you like... You are doing fine so you will know what to do. We have had our SMSF since 1995...

I like what I do too! And you right in retirement we plan to do some more maintenance down the track so still keeping with it..... I do not have that many IPs but I am already generating around $125K net, in addition allowing 30% for maintenance each year and being on around 26% LVR, however...

One of my mentors early in life posed that question? Why do people lose their money, their fortune, their businesses, etc...? Then he said for two reasons, FEAR or GREED. So a fine balance is required in the wealth building journey, where the equity creation and protection would be the key...

Well done it is interesting what can be done if you stick to a strategy and your mindset is right on it, right? As some suggested have a buffer in place for the bumps, for the up and downs in the long term.... Always be proactive and finance is very important aspect of the strategy. For that...