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That's exactly what I had in mind but some people here just like to concentrate on the details and perhaps win points?:)

Yes, I agree with this.

That advise was not made by me but I read it somewhere before, yet it did apply to my circumstances. Can you illustrate where it goes down or sideways for 2/3's of the time, and also what timeframe are we talikng about? By the way I never withdrew from my PPOR as it's fully paid off. Any debt...

I especially like your last statement as I recently read a book, "The Science of Getting Rich" written b y Wallace D.Wattles, and published in 1910. Wattles died in 1911 shortly after publishing this book. Forgotten for decades, it was recently rediscovered. The timeless principles in this...

Or do something slightly different.... I have never paid a dollar off yet after 12 years I just pulled out a title on one of my properties by refinancing 2 loans onto one title and pulling out the other title. This was an interesting food for thought even to me. And yes, made more in equity...