Search results

If we are saying a 5% CG average across your portfolio is too optimistic then what's the point in using residential property to build wealth? The running costs of a property investment business will set you back 2.5 to 3%, add in inflation and you are close to 5% and breaking even. And we...

I use a 5% minimum annual CG in my 'what if' spreadsheet for property investing across the portfolio. I use this as the worst case scenario. Ultimately, if your total holding cost % plus inflation % is lower than your total annual CG then you are making money on paper. Are we saying a...

Thanks all for your insights. It is appreciated.

I am 45 this year and just starting out. Well, I have all but paid off my PPOR which I guess is a start but have not been able to start buying IP's because of servicability challenges. Basically not enough income. Not only that, over the last ten years I have tried to start businesses in an...

Thanks all for your insights. Landlubber, this statement is interesting; These are the things I am looking for in order to understand how all the equity is manipulated to fund lifestyle without eroding your asset base which needs to be nurtured and grown. It seems to me if you decide...

Thanks all for your comments. The reason I am focusing on the end game is because if I am to use residential property to build a passive income, it is going to take at least 15 years. At 45 I have only one shot at it. The easiest thing it seems is to sell a property or two, use the...

I can see the power of property to generate significant equity. I am sure I will be an equity millionaire in ten years time. I don't think I will be buying a squillion properties. Just 3 or 4. The banks will see to that based on DSR. So, living off rents isn't going to get me there. I...

Hi all, I'm thinking about what my end game is going to be. The time where you quit the daily job and spend your time how you wish. Hopefully 10 years from now. In time, my properties are going to grow and there will be equity to use. I understand the LOE technique however, how does...