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Has this been tested in court? I know it is a standard thing done by agents but is it right. What if I said I waive the clause then at settlement I turn around and say I didn't get finance I am not settling? I can see the need for the letter. I have been burnt by non settling purchases so...

I have wondered the same as Rolf. I think it is not necessarily at the option of the buyer. It is a condition of the contract so that condition must be satisfied and the letter does this. I am not sure the buyer can just say, don't worry about it unless they are going to get both parties to...