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This whole thing can also be reversed, so many people with bad credit are refused by HN, Myers, GGs etc that the only way they can get the necessities of life is to pay a premium on the interest. Would you prefer to lend money to Greece or Australia ? same thing really. I agree they charge...

This has been one of the problems with the existing card, it does seem they intend to have this one like a normal bank debit card that can be used anywhere that accepts eftpos to remove any stigma. The only difference is that certain products are not available for purchase using the card. Most...