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I am older than you so I am not fully aware of your options but we sold down our IPs gradually after retiring from full time work, then put some of the proceed into our SMSF which lowered out tax bill each year. I used to trade stocks as a way of maximising returns as well as keeping my mind...

We posters here are the kind of people who plan for our future, defer gratification, sock it away for our old age and generally make life easier for those who simply spend everything and go on the pension. We do it because we don't want to go on the pension, so we save and provide for OUR old...