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Agreed, let's wait for the PDS. I'd especially like to know how Derivex can avoid calling in the loans if they go bust... even if the agreement between you and them says that as long as you don't default you can continue the loan, surely there are laws that nullify this agreement if the company...

This sounds very, very interesting, and thanks to the folk who'll be the pioneers - please do let us know how it goes! Just wondering what would happen if (and only if) Derivex were to become bankrupt? Would we be forced to return the money to them, by way of selling our properties? *gulp*...