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Your Surveyor can provide you with costings but ours at the moment is approx. $22K for a single subdivision (torrens title) - this includes conveyancing and surveyors fees etc. 1 into 3 (torrens title) is $38K Community titled a few thousand cheaper...always go torrens wherever possible...

The bank can lend on the build costs without subdivision having gone through but it is at a reduced LVR as they're basing this on the value of the unsubdivided allotment + build cost. Once you have new titles in your hand then each new block thats been created will be valued individually hence...