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thanks for the replies. yes sooo frustrating how trivial all the apparent 'defects' are...even having trouble getting it as a land loan only... will keep pursuing and will see how we go

Got a hold of this HIA order and its silly really. Its got about 20 items on there (internal and external) of apparent 'defects' but if you actually go through the list its things that you would typically find 'wrong' in any old house. Eg: -boundary fencing requires repair (front pillar...

Hey SSer's, Anyone been able to successfully get a Low Doc 80 (No BAS's or Trading Statements) for a purchase of a house (metro area) with a HIA order by any chance??? Purchase Price $400K..... Looking for 80%LVR of purchase price (realise banks can do 80%LVR on land value)...