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HandyAndy, And still do. I accept that for the majority of people using a broker is the answer. I just take offence to the attitude pertraid that the only path is to use a broker, don't limit your options. My loans are quite large now, and when I have used brokers a brokerage fee is...

DJ, Your right the thread has been a little off topic and I take part responsibility for that. The reason why the answer has not been so forthcoming is the question dose not have a straight forward answer, and secondly it's been asked quite a few times before on the forum. I would attach a...

WW, Yes you are right, but it's still my jewels on the chopping block. And yes the banker dose come around to visit me but I always make it on site or in my office. In fact once you have a few projects underway or probably just one with over 7 digits in the loan most institution will visit...

Geoff, Thank you for the warning. I do however hold some offence to your post, I have neither slandered or talked unfavorably about the services of anybody or any company. In my line of work I do however receive a great deal of threats to be sued… some of them are actually by people I...

Rolf, Thanks for the PM, if you feel as though you need to write lengthy posts to defend your reputation then thats up to you. I'm not going to be drawn in to an argument. I still stand by my words which I'm sure you will also agree is quite possible that "You can get a better deal by...

Andrew, That's a fair comment "financial engineering", and with a tad under $20mil in loans it's also fair to say I have found "financial engineering" is better done by working direct with a lending institution. I've suffered my fair share of blood sucking beasties over the last couple of...

The "Saving Time" bit is just the mating call, its really a bluff there's no follow through as most of them have been neutered at birth. But for some reason they seem to replicate well even without the tackle. I like the city dwelling beastie better, his mating call is Which is also...

Never said that I did. Rolf you’re a broker and even you state that you’re "confused". What can I say, it's the nature of the beast. WANTED REWARD OFFERED If anyone can find the mythical beast known on this forum as "A good Mortgage Broker" then they should catch him, stuff him and...

Booboo, Do yourself a big favor, learn what you can about low doc etc. Talk to some people who are using it and KEEP AWAY from brokers! You will get a better deal going direct to a bank, the only thing a broker will help you with is filling in forms, mixing up your folio and delaying...