Search results

4.18 with ANZ is quite an achievement. Nice work.

Agree time of the year has a lot to do with it. My rates are on 1.6 million and I was quoted this week. I have yet to push for more as my fix rate expires at the end of the month with Bankwest (they were not even in the game) I pushed them through a broker who originates through origin and...

I give up, you win. I have seen and used the pricing worksheet at three of the majors. One gives you the margin and you pick which source the business is from, giving on average 20bps different, One goes through to pricing, the branch and the broker can push higher through to the product...

Thank you You basically proved my point 4.20 obtained 1 mil lending direct through branch at NAB 4.29 ANZ 4.30 WBC I can not quote CBA as I personally would not bank with them and that is a personal preference.

You seem to be taking this as a personal attack on brokers. Banks rely very heavily on brokers as they deliver a very large portion of their book. I only pointed out that most Banks do take commission into account when negotiating on price. Banks also have the ability negotiate lower providing...

You are right, Lenders do pay their staff and set 4-5 million dollar a month targets and hefty cross sale targets and pay a 80 - 120k pa salary as a base, A broker on standard up fronts would be paid $324,000 in commission and then a $81,000 trail writing the same numbers. There is roughly a...

ANZ will offer a "retention discount" in most cases, Unfortunatly their structure looks after the client with the new lending a lot better than there existing book (this tends to be the case with most banks) Your best bet is to go to the branch directly and LVR does not come into the equation at...