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  1. Marty McDonald

    Offset or Redraw??

    Yes heaps better but you need to make sure you don't mix the 2 purposes up in one loan. So split the current loan into 2 separate loans of $175K and $80K then pay this new $80K split down to $0 with funds from the offset....then redraw for investment deposits etc as needed. Bingo new investment...
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