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As long as you know what you're doing I don't have an issue with it....just checking. I'd recommend some fixed rate security on a big chunck of the loans secured by property you def wont be selling.

Seems like a lot of debt for your salaries to me. I realise you have the GF's so better than normal yields but on your figures it is still only 6.2% gross so you are not that well covered if rates rise in the future. I would want more PAYG income to be comfortable with + $1 mil in new debt.