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Amp can be good for this as they have dua and will generally take the ytd figure annualised if the latest 2 payslips are similar.

They all have very different policies and sometimes common sense comes into it ;) Some will take the YTD from the latest payslip and annualise as long as there is 3 months or more history which can be very useful. The key with most but not all is usually how often the payments are made...