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I put in a pricing request to CBA on Monday for just over $1 mil fixed for 3 years and got 0.45% off the rate. Then today they announced a further 0.25% drop. So net rate to customer 4.39%!! I am not sure if I put in a similar request today whether I would get 0.45% off?

But there has been no change to the cash rate since August 2013!

cut cut cut