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Depends how you look at it Brady... had an interesting conversation with an old work mate today lending targets up 10% and NPS gate opener up 25% in the middle of the financial year, yet pay rises capped at 2%. not sure where the dark side is !

Good Question PT Bear Mainly financial being married with 2 kids and the sole income earner with some rather large mortgage commitments made it too scary.... Also I had done some deals with my current employer with my old employer and really liked their culture and ethos and the type of clients...

Hi all, Just wanted to introduce myself, I have been an avid follower of this forum for 6-7 years and Rolf, Aaron-c, tobe, Jamie M, Mick C, Ausprop, Pt bear and several others have taught me a massive amount regarding whats possible and feasible from a structure and lender perspective, Thank...