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'Grunge set'?! You're so 1990's man!

oh ok. I was thinking of the 3rd party (fire and theft) (which is waht I always had). I guess the 3rd party human insurance is what you get on your rego. So yes, I totally agree everyone should have at least 3rd party (fire and theft). I can't believe people don't?!!!! I also can't believe...

??? But the teenager's 3rd party insurance covers the damage to the Audi. Why do they need fully comp? That's just so that the insurance covers the repair of your own car isn't it?