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Got abn but not registered for gst so less than $75k pa. Sounds like I need to push a bit harder with finding other products. My broker is really good but if there is a viable option I need to investigate it.

Well, I could stretch to 40% but I want to keep a buffer and I'll need it for other things ( business, etc ). It's very frustrating as we weren't looking for the next ip but the house over the rear fence of my ppor has come up and I always said I wanted to get it and have a great value adding...

Same old problem I guess. But I'm trying to finance a new purchase that is a great opportunity for me. My broker Is finding that I'm failing the banks' serviceability (by a fair bit - although I can afford it). I would have thought that an equity lend or lo doc would be a simple option but...