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This is exactly the problem. Spoke with a BA who came highly recommended, but we were looking at 18k - would love to have used the service, but as a 21 year-old student, I just don't have that sort of cash to spare. Guess I'll just have to keep fumbling through this on my own..ha. I...

Still struggling...a LOT! Ha. Really having difficulty deciding on whether I should purchase an older house in a poor location, or a townhouse in a much better spot. I am quite keen on purchasing an older property and renovating when the time comes to build equity. However, having a tough time...

Y-man: That property is also quite high on the list. My father is a tradesman, and we have quite a large network of friends/relatives that are also in various trades - a reno would be easy and cheap. However, we wouldn't be ready to do this until 2-3 years down the track, and the additional...

"Mel22, the great news is that you don't have to make the *best* decision (if such a thing exists); you just have to choose one which is "good enough", then monitor your investment and optimise its performance." ^ That is some great advice, and I will remind myself of this on a regular basis...

Ha ha. Yes, but St Kilda is closer to public transport Y-man ;) Never ending decisions it seems! And thanks for the encouragement Rob, I read your story and found it inspiring..congratulations. I only hope to do so well one day.

Thanks for the replies. I researched myself to death, and am very keen on the North. Your replies have made me confident that my research wasn't totally off the mark. Very much appreciated. Now back to the search for the ideal property. I will most likely come running back for...

Forgot to mention: I'm sure there are many other areas that may produce good CG, but I feel it is in my best interests to stick to relatively "safe" and established areas such as these. Hope that makes some sort of sense :S Edited to add: Also thought I should mention that I'm looking for a...

Hi guys. I am currently looking for my first IP and am quite keen on Coburg and am also considering St Kilda (obviously amongst a few other areas). Looking at the 450k and under mark. I've found that the more areas I research, the more indecisive I become. Presently, I'm focusing on the...