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exactly right, one should also be glad that it stopped with a mere $100 loan and not a future $100,000 one! ;)

Flatmates are always a pain - be they stingy or spendthrifts! Human Nature... Thats the real issue at heart. So u hav decided against the $4 "loan" which is good as well- In the end its what choice you feel happy with! My guess is that you had decided against it before posting this...

understand your viewpoint completely as well :-) Each to their own I guess. Just that you gotta help a mate out sometimes- and as Evand says its not an amount to ponder and waste time over. Thats my 2 (X 200) cents ;)

mate, I would just give him the $4 - its just loose change. If he asks again convey in a friendly tone if he is borrowing this time....