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Perhaps some dictation software might come in useful, like IBM ViaVoice? :rolleyes: Anyhow, don't wanna go off topic... :p

I apologise in advance if this has already been asked or answered, but the thread is now very long! :rolleyes: I am just wondering where you got the 2/3 figure for the amount of equity one can use to live off of. Has this figure been discovered from experience? i.e. Why not 75% or...

I reckon that sets the record for the longest ever PS at the end of a message... Great stuff! Thanks a heap, Steve, for sharing your insights with us. I'm sure we all appreciate it immensely. :) Now to study it in more depth... :eek:

Well, you've put it into perspective, and I'm grateful for that. I could edit my post again, to further refine my sentence, but I just can't be bothered. ;) Did you have other passive income that allowed you to live; or did you keep expenditure down, i.e. live frugally for a while...

OK, I've rephrased my post. :D

I've heard that some lending institutions may take into account up to 35% or 40% of someone's main wage/salary... Does this sound right? I personally haven't heard of any examples... Also, I think someone with an average wage/salary, (i.e. earned income), would be mad to use 40% of...

So, I'll just e-mail you with loads of bug reports... :eek: Ugh, what ghastly colours you choose! :p

Rubbing my hands together with anticipation... :D

I agree. I was also just getting into it. Eagerly looking forward to the next instalment... Me too. You have a lot of interesting points in your postings here at Somersoft — a book would be a great idea in my opinion! :) Awaiting instalment #2... :p