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Thanks KoopaTroopa - sounds like those western suburbs have a fair bit of variety in property types for the budget I was thinking (though will need to do some actual budgeting first!).

Thanks a bunch alexlee - that sounds like a good way to go about it. Might give that budget plan a go in the coming days if I can find the time. Will also have a read on the forum for IO and P&I to try and familiarise myself with the terms.

Thanks alexlee - regarding mortgages, are you able to negotiate the payments with the broker or are the repayments determined and set by the bank and the amount you borrow? (sorry, hope that's not a dumb question - I have little to no knowledge in the world of property buying). I'll try and...

Hi property investor experts! I'm new to the forums (found out about this through another poster on a different forum - thanks Lynchy :) ) and have been having some good reading the last few days. Just as a bit of background - I'm currently renting a place with a friend in Melbourne's West...