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Hi Brains, It sounds like you are not talking to the right people in your bank. NAB, ANZ, and Westpac are the ones I am dealing with at the moment and I have been playing them off against each other. Westpac has been the most negotiable with NAB close behind and just recently the ANZ has...

Hi, The bank wants my business so I pay no fees. All that means is that they are making enough money out me via interest charges to absorb/hide the fees. At the end of the day banks give nothing away. regards, Micahel Croft

Hi, Everything in life is negotiable - except death. If you qualify for a professional package they are often free or the first vals are free. If you qualify for a personal banker they are free. If you hold valuation qualifications your mates do them for you ;) regards, Michael...

Hi Mike, What I have done is put LOC's in place secured against various properties accessing the last 12 months of cap gain. The vals cost me nothing, the facilities cost me nothing until I draw on them and I did tell them that it maybe years before I do. Perhaps I'll get a letter in 12...

Hi Darren, I'll buy when ever the numbers stack up but it will be a hell of a lot easier for me to buy when I know the market is about to or is turning up. Right now it is turning off, whether that is to flat or down depends. Why would any sensible investor (not an innovator) buy a class...

Licence to print money OK, since you didn't ask for it I'll give you my opinion FWIW. The market is 'softening' and sections of the market will experience a fall in prices but mostly a flattening out will occur which will last several years. These things are still cyclical after all even if...