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Yep agree. I look at this way, it was a problem that was unforeseeable you might be able to claim insurance. If it was due to pipe work, roof that was not part of your property (not inside your walls basically speaking) than its body corp. If its within your walls (generally speaking)...

I agree with Scott with no Mates haha great name. I'd say that the mould and damp carpet is due tot he leaking toilet and therefor it is your responsibility. Generally speaking I would have gone to the body corp for mould on ceiling and damp carpet but it would appear its too obvious that...