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Cheeks, I checked that number in my mobile, and I think he is! ;) Cheers, Michael.

Denis, Wow, what a great post early off as a new member! You've got such a positive attitude for someone who's come through that bust and lived to tell the tale. I've no doubt you'll be back in the "game" soon, and when you are you'll be a force to be reckoned with. Welcome to the forum...

Bill, I think Steve's point was that this is only an approach for those that have reached critical mass. In his example he quoted a $500K buffer that is now built up in the structure. Even if you then have a bad year you can still draw equity and just chew up some of the buffer. When the...