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Love your work, thanks for the chuckle... I'm in a suprisingly upbeat and lighthearted mood to day. Must be all this beautiful rain around Sydney at the mo' (Sorry Melbourne... :( ) Cheers, Michael PS I already have two hens laying an egg each a day and a few fruit trees at the top...

Eureka! Finally, the missing piece of intellectual, informed reasoning behind your projections we've all been waiting for!! ;) :D Cheers, Michael

Hi TC, Funny how labels can be misleading isn't it... I look at 10% down and am optimistic long term, so I guess that's why I get tagged a bull. You put up the risks to property and the chance of 10% falls and everyone tags you a bear. At the end of the day we're in violent agreement...

Did that! ;) http://www.somersoft.com/forums/showpost.php?p=510910&postcount=13 And I agree, another 10% sounds about right. Not the end of the world, just giving back a year or so's gains before stabilising. In some markets 10% is well less than 12 months gains. Its an asset category...