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4.19% fixed 5 years - your winning for sure haha :)

4.19% fixed for 5 years :eek: surely not... 5.19% with a 1% discount after the fix is over ( ie variable ) sounds more normal.

Well i be damed! St George 4.99% for 4-5 years now :)

Tenhcially they should and can follow Westpac as similar funding lines...but i would say they dont need too...as their model is completely diff and they dont need to complete for super super low rates, as they have a hold on the high LVR market/ NO LMI market and also "local branding" which...

1. It's a intro/ honeymoon rate...after the 3rd year the rate jacks up to 5.29%. 2. No offset account ( Def not good if it's a PPOR) 3. It's a Variable rate not fix FYI There's plenty of cheap "intro and honeymoon" rates out there but it's probably one of the worst product to get for a PPOR...

Westpac has followed suit and matching the rate as well...