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ING cash out ( new 80% LVR - No limit, but all within reasons ( i done a few ranging from $40,000- $550,000) 85% - also no limit, but from exp i find they do ask for evidence when it's over $100,000 ( case by case of course depending on the strength of the deal) >85% - Limited to 20%...

ING have their place...but as Shain mentioned if your an aggressive investor ( looking at buying 3-4 properties in the space of 24 month ) than you have to overlook the interest rate sometimes and work with the "features" and policy of the lenders. P.s ING have improved their cash out policy ...

Def don't burn your credit file with multiple credit hits...if you plan on going with Loans.com.au than stick with that pre-approval etc...unless something major changes.