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....so his just gonna offer you the normal wealth package discount - 0.50 off and you pay $400p/a in exchange. Without knowing your situation an security type etc hard to say if this is the best option...I would advise you get a 2nd opinion.

Ohhh wow....that's the CBA normal standard variable rate...which im pretty sure nobody takes upfront... so yes you are being robbed by a lazy broker.... CBA has a few products...even for the smaller loan amount - rate from 4.89%- 5.20% both with no on going fees and for loan as small as...

it is if you want to squeeze that extra 0.04-0.07 out of cba.

1. you will find if you bring new money to the bank...the bank will automatically reduce the rate ( if you ask)....so with the above if RR refinance the 0.5m NAB to CBA ...CBA would do 4.62-4.65% on new and old loan 2. CBA valuation is actually a lot better than NAB....CBA allow for -...