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Comm SMSF or just normal Comm? Normal comm with offset is "negotiable" lol and available with a few of the big 4

Roughly mid/ April-June 2012 ( i would be wrong...) SMSF loans really picked up in the last 2 years with more and more lenders coming on board.

SMSF offset is available via AMP/ St george group ( BOM/sa)/ La trobe.... But you do pay for it as the rate is around 6% variable ( well 5.99 anyway or there abouts...) Cheap(er) SMSF is available at sub 5.5% -5.60% variable at either reduced LVR or no offset.