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1. Poor servicing 2. Max cash is $100k ( without doc proof) So good fix rate ...but as a lender not the best for aggressive investors ( which i think has been covered over 100 times in this forum lol) Decent loan if you can service it + dont need equity within that 3 years. So your low...

Sure. What did you want to know?

Bankwest :) 4.29% 3 years

1-3 years fixed rate has dropped for some...lowest so far....hovering around the 4.50-4.59% mark ( 3 years) 4-5 years is around 4.54- 4.69% mark. But yes fix rate takes a 1-2 weeks to follow through.

yarrr... Most banks passing it on from the 20th...beside ANZ ( eff 12th)

ANZ, NAb and Macqauire Bank all has pass on the cut as well... I think most bank will follow.

0.25% cut- AMP The interest rate change is effective: - for new business on Friday 20 February 2015. - for existing business on Monday 23 February 2015.

Only 6 banks has made announcement on their rate out of ~42. Westpac- 0.28 St George - 0.25 Me Bank- 0.25 ING- 0.25 CBA- 0.25 BOQ- 0.25 ANZ meets on Friday and will make their announcement than....which i presume most banks will follow on..

Ohh yea instant pay rise :)