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YOU ARE the business...so bank looks at bus + your income. Same end result... Also we can reserve the accountants calculations ( Take out depreciation and some add back etc..) and banks are happy to use that as long as it make sense...

So I have a few questions re Low Doc/No Doc Loans 1.) What docs do I need at a minimum? Accountanst letter 6 month BAS 6 Month Trading statement ^ Choose any (1) of the above...if you can supply any 2 even better ( lower rate and higher lVR) 2.) Given I have to put down 20% deposit anyway...