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  1. Mick C

    Best variable interest rate???

    Nope....it's only for IP..and they not "scrapping the package" they are just not giving discount above the ADVERTISED special....for IP only... Without any knowledge of their future goals and no planning. on rate only... INg- 4.13% - P/I SUncorp - 4.15% - P/I also The Big 4 - 4.15-...
  2. Mick C

    Best variable interest rate???

    A credit union no doubt....sigh wish i had 3.80% Variable that's huge!
  3. Mick C

    Best variable interest rate???

    1. Macq - 0.20% cut....not 0.25 2. CBA offer of 4.15% i hope you have that in writing and it has not expired yet...as CBA as of last Friday has been reducing their " outside the box" discount for investment loans...and the other banks will be following ( Bankwest and Suncorp both has already...
  4. Mick C

    Best variable interest rate???

    CBA will do the deal....just put pressure on the CBA guy/ broker. it's a simple flick and tick at 4.35%.
  5. Mick C

    Best variable interest rate???

    CBA can take your rate down to 4.35% and CBA from an investors point of view would def be a better fit...seeing that you have 2 IP...im gonna presume your an active investor? Without knowing your financial position and long term goal....i would say staying with CBA would make sense...esp if...
  6. Mick C

    Best variable interest rate???

    $1,000 if it's an Investment property located in Metro area ( till 31/4)
  7. Mick C

    Best variable interest rate???

    ^ not sure what point im proving....but the rate im giving is a general guide...and yes your probably correct in saying some ppl gets better rate going direct and some get better going to broker - not something i worry about as our office offer the best we can offer at any given time ( and i...
  8. Mick C

    Best variable interest rate???

    Yes i have seen the discount go well pass the 1.35% before...it really depends on the TIME of the year LOl ...towards the end of the year and towards June/July it heats up as it's towards end of FY and profit reporting seasons.. a range of factors...hard to say "exactly how much" 1.3m will...
  9. Mick C

    Best variable interest rate???

    I presuming your an existing customer of both banks with those amount. 2.25m ANZ - around 4.38%- 4.40% because your an existing customer. 720k with CBA - around 4.40% due to loan size. if your creative and your loans are free standing...you can do a "switch" on your loans + take out...
  10. Mick C

    Best variable interest rate???

    You win ahahahahah Whos the employer/ bank? ( im guessing it's a staff discount /offer only?)
  11. Mick C

    Best variable interest rate???

    Total loans $1m - $1.7M Currently as a rule...pretty much close to their max discount with some discretion( We have been applying these discount for our new customer and also existing customer of the retrospective big 4 banks) 4.38% ANZ ( 1.25% discount) -- not dependent on LVR 4.35%...
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