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Since you been causal for 3 years + - Westpac will accept your employment with 100% income- just show last 3 years group cert. Can you afford the loan with your income only + the income from the rental? Regards Michael

How long have you been at your causal job? Regards Michael

Hi Cmack, Firstly: 1. Just because one bank has said no...doesn't mean ALL bank's will say no, a lot of bank will NOT have a restriction on the % of ownership, most do not even ask.... 2. What's wrong with your employment? more like why did you get rejected? are you part time? causal? self...