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1. You can't be liability for your "own" injuries, ie your taking legal action against yourself not the insurance company. 2. The Pub liability will cover for any tradies you send over ( normally they have their own cover already) and any prospective tenants that comes to have a look...

This only applies for units that's strata unit (even if you own the whole block) Strata insurance - Covers the building and the PUBLIC liability of the body corp/strata ( meaning the pub liability ONLY covers the common areas! does not cover any liability WITHIN the unit...as that's not...