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^ not all banks have a branch access etc...works for some banks but not others; others are strict on the face to face esp in WA and face to face is there only means of ID to meet the WA landgates requirements

Yep some banks will allow the client to be ID via Aus post etc...but that will limit the "choice of lenders" to an ID policy :(

Going off this only; Positive; Good serviceability Negative: * Low/no deposit ( Most likely replying on equity to buy your next place?) * High credit inquiries/ credit file would be slightly weak ( min 2 IP enquires, 1 refinance, multiple cards, 1 car etc..) My advice---- 1. Getting...

If your buying in WA, the broker will need to meet you face to face at least once...we do have a WA broker on this forum Aka FMS - regular poster with some great reviews! Colin Rice from Financial Momentum Solutions. Else i do travel to perth once a month. Cheers