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Im guessing it was CBA that was offering the 1% discount but the valuation fell short...so hence the frd went with ANZ who doesn't need to do a valuation in some cases and will just accept the sale contract but discount is 0.98% ( which sounds about right for ANZ) Note: ANZ 0.98% discount =...

Sounds like your broker done what we call a Automated Valuation Model (AVM) - which normally comes in lower in this current market. A full valuation is the way to go in most cases with CBA for purchases anyway. I did one for Castle hill 2 weeks ago, the purchase price was $880,000 the CBA...