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^ Can it be done - Yes Good idea - not really, as your board line- but if this is all you got than go for it. In the sydney market this is common as the prices are so ridiculously high; esp if your looking for your PPOR-your list is common and a lot of our clients carry it out that way as...

You dont just look at the "price" that RP data splits out...that's not using the software corrctly...it's only used a a guide...the most important data is what property RP data used to "compare" and how much did that sell for an when.. Ie A house price involves a lot more than just the sale...

In most part of Sydney you will need to put down 0.25% to secure the purchase ( Unless it's CBD - ie 2000 etc.. or over $1.5 M in purchase price- where agents are more flexible as it's a slightly slower market) Most property under $800 sells within 1-2 weeks! The only way around this is...

95% + full LMI is ok - max 100% LVR. Upfront valuation before signing contract is also ok- but you will need to pay this cost upfront to the valuer as the bank also don't want to be out of pocket esp with no sign contract... Cost ~$250 - $350 depending on banks valuer, 2-3 days turn around...