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Hey mate :D Yeh, been bogged down with raising two ratbags.... I mean kids haha... Im typing this out just after selling another car to a lovely customer. Who says men cant multi task :D

Thanks for pointing that out. :D Hahaha... oops... Almost broke into a smile then. ;)

Who's joking? Not one "hahaha" or "lol" in my post...

Ok. So its been a while since ive visited. Not much has happened since ive been here last. Our backyard has improved a little, the house is still standing and I have a job I enjoy that pays the bills. A co-worker just purchased his second house and turned his current PPOR into a rental, and...

Appreciate the feedback everyone :D Ill make sure to keep reading as much as I can and ask questions where needed :D

Please note, this thread wasn't created to ask any specified questions, just somewhere to muse and share my thoughts. That's why I used the coffee lounge. Any specific questions will be asked in their respective areas :D

Thanks for the replies and the reality check. In regards to what we spent the extra $30,000 on, I would not be able to write a list. We probably wasted $5,000 on due bills etc also. The car cost $9,000 so theres $14,000... I confess. I am and would be a lazy investor. Trying to educate...

P&I with offset account... Thanks. Last refinance the bank valued at 310k... WOW !!! Just been reading this site and it does make a lot of sense !!!

Since buying the house we have been doing little bits and peices to the house and have borrowed a further $30,000 against the mortgage to fund mainly repairs. So our loan total now is $213,000 which we refinanced over a 30 year period. So we have a higher loan with a house which needs so...

G'day everyone, I thought I would create a thread to share my experiences and get the ball rolling on documenting my IP journey. (When it finally begins) Kind of like a diary entry but keep the content Property, IP and Investment related... I've lived in Werribee for the past 7 years...