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Great responses and I've certainly leart something new here. One last grey area from me. There is all this talk about keeping the holding costs down and to not go for high strata complexes. Why is this a problem when the high strata costs will eventually be tax deductable? Is the point to...

That's great feedback. I've never heard of an IO offset account. Ok, so for mu further understanding, you put money into this offset account which ideally reduces the interest you pay as it's seen as money towards the loan payment but not taken off the loan like principle. What happens if I...

Hi all, I was wondering what 99% of investors do; interest only or principle + interest. I take it that it's the first and a dumb question to ask. My situation is that I plan to buy my first PPOR but it has a lease attached for a couple of months before I can move in. This means it won't...