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Hi all, Sorry for the late response here. To fill in the gaps, I have been banking with CBA my entire life so it made sense to get my loan through them factoring in their good home loan deals at the moment. They have a good 3 year fixed rate as well. My broker was able to get 1% off the...

Went to meet with the broker lastnight to sign final papers and to go through the loan. She said she got back the full valuation from CBA; I took a guess at 655. It came in at 650. I said that is about right. That is how much the average unit costs in the area. However, given that mine is north...

The average unit in the complex goes for about 620 - 670k. These either are very low levels with no view or are in the middle of two units (not a corner one). I was actually going to pay 668 for another unit in block last week but pulled out and got my deposit back. The second bedroom was only 3...

Nope on the finance as I already had my finance pre approved prior and pretty much getting full approval during cooling off. The 76k under on valuation is a very big surprise. Still got Fri and Mon to extend cooling off and amend contract if required.

Ok so I have told the agent about the valuation coming in at 70k short and that a full valuation is being done and we may need to extend cooling off. I also said for the interest of all parties, will the Vendor consider a sale price just below 700K as 698K sounds a lot lower than 706K. This...

Yes, broker now going through ANZ with 60% chance they will just accept purchase price with no valuation. I've got back the desktop valuation report. Nothing really selling over 700K apart from 3 bedroom units. With mine coming in at a few thousand over 700, it doesn't look good. All other 2...

Cooling off ends this Monday COB so will hopefully get the full valuation done by COB Friday. It the full report still comes in looking bad, I could perhaps get my conveyancer to extend the cooling off until I figure out what to do. Selling points is that it's a North East corner on level 8...

Hi all, At the stage where I am in cooling off and I was planning on putting down a 20% deposit. My broker said that banks may not do a valuation if you got 20% deposit. Anyway, yesterday we were told that the bank (CBA) will do a desktop valuation. Today?s result is that it came in at 70K...